Terms of Service

1. Acceptance of Terms

By accessing or using the services provided by Portsie LLC ("Portsie," "we," "us," or "our"), a Texas limited liability company, through our website at www.portsie.com and related services (collectively, the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Service.

2. Description of Service

Portsie is a portfolio investment tracking platform that allows users to connect brokerage accounts, upload financial documents, and view aggregated portfolio data. The Service uses artificial intelligence to extract data from uploaded documents.

3. Eligibility

You must be at least 18 years of age to use the Service. By using the Service, you represent and warrant that you meet this requirement and have the legal capacity to enter into these Terms.

4. Account Responsibilities

• You are responsible for maintaining the confidentiality of your account credentials.
• You are responsible for all activities that occur under your account.
• You agree to provide accurate and complete information when creating your account.
• You must notify us immediately of any unauthorized use of your account.

5. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose.
• Attempt to gain unauthorized access to any part of the Service.
• Interfere with or disrupt the integrity or performance of the Service.
• Upload malicious files or content designed to exploit the Service.
• Use the Service to store or transmit content that infringes on third-party rights.
• Resell, redistribute, or sublicense access to the Service.

6. Financial Data Disclaimer

Portsie is not a financial advisor, broker-dealer, or investment adviser. The Service is a data aggregation and tracking tool only. Nothing in the Service constitutes financial advice, investment advice, trading advice, or any other sort of advice. You should not make any financial decisions based solely on information presented by the Service. Portfolio data, valuations, and extracted information may contain errors or inaccuracies. Always verify data with your brokerage or financial institution.

7. AI-Processed Data

The Service uses artificial intelligence and large language models to extract data from uploaded documents. While we strive for accuracy, AI-extracted data may contain errors, omissions, or misinterpretations. You are responsible for reviewing and verifying all extracted data before relying on it.

8. Third-Party Integrations

The Service may integrate with third-party brokerage accounts and services. Your use of these integrations is subject to the respective third party's terms of service and privacy policy. We are not responsible for the availability, accuracy, or actions of third-party services.

9. Intellectual Property

The Service, including its design, code, features, and content (excluding user-submitted data), is owned by Portsie LLC and protected by applicable intellectual property laws. You retain ownership of all data you upload or connect to the Service.

10. Limitation of Liability

To the maximum extent permitted by applicable law, Portsie LLC and its officers, directors, members, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, resulting from your use of or inability to use the Service. In no event shall our total liability exceed the amount you paid us, if any, in the twelve (12) months preceding the claim.

11. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or secure.

12. Indemnification

You agree to indemnify, defend, and hold harmless Portsie LLC and its officers, directors, members, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or related to your use of the Service or violation of these Terms.

13. Termination

We may suspend or terminate your access to the Service at any time, with or without cause, with or without notice. You may terminate your account at any time by contacting us. Upon termination, your right to use the Service ceases immediately and your data will be deleted.

14. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms shall be brought exclusively in the state or federal courts located in Travis County, Texas.

15. Changes to These Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on this page with a revised "Last updated" date. Your continued use of the Service after changes are posted constitutes acceptance of the revised Terms.

16. Contact Us

If you have questions about these Terms, please contact us at: legal@portsie.com